Your Private Health Insurance Isn’t As Fool-Proof As You Think — Why an Add-On Membership of Arogya Samriddhi Health Card Can Still Save You Thousands?
In today’s world, having private health insurance feels like a safety net — but is it really enough? What most people don’t realize is that even the best health insurance plans come with limitations , and you often end up paying for a lot of everyday health needs from your own pocket because of following reasons: Your Health Insurance cover kicks in after 24 hours of your hospitalisation meaning in more than 90% of cases you’ll pay from your pocket all the expenses. Your Health Insurance may not be covering OPD (Doctor Consultation costs) Your Health Insurance may not cover costs of Pathology, Radiology and other investigations and Tests. Health Insurances always carry payment limits (maximum allowed is sum insured) and in true sense payment amounts are typically 80% to 85% only because of conditions and exclusions. Health Insurances typically do not cover costs of medications and accessories Normal Insurances do not cover Dental procedures or Diet and Nutrition advisory co...
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